Consolidating 401 k plans

100% Equity Allocation (10.2% historical return): 401(k) millionaire in 18 years.

80% Equity / 20% Fixed Income (9.5% historical return): 401(k) millionaire in 19.5 years.

Thanks to the unrelenting rise in the stock market since 2009, there’s now a trend on social media to share your 401(k) balance, especially if it’s over a million bucks.

Despite the distastefulness of bragging, just the fact that more people are talking about saving for retirement via their 401(k) is a good thing.

100% Fixed Income (5.4% historical return): 401(k) millionaire in 25.5 years.

100% Cash (1% assumed return): 401(k) millionaire in 44 years.

I’ve got a 70% Equity / 30% Fixed Income portfolio and expect to earn 9.1% a year based on historical averages.

50% Equity / 50% Fixed Income (8.3% historical return): 401(k) millionaire in 21 years.

40% Equity / 60% Fixed Income (7.8% historical return): 401(k) millionaire in 21.5 years.

For those readers with more than

I’ve got a 70% Equity / 30% Fixed Income portfolio and expect to earn 9.1% a year based on historical averages.50% Equity / 50% Fixed Income (8.3% historical return): 401(k) millionaire in 21 years.40% Equity / 60% Fixed Income (7.8% historical return): 401(k) millionaire in 21.5 years.For those readers with more than [[

I’ve got a 70% Equity / 30% Fixed Income portfolio and expect to earn 9.1% a year based on historical averages.

50% Equity / 50% Fixed Income (8.3% historical return): 401(k) millionaire in 21 years.

40% Equity / 60% Fixed Income (7.8% historical return): 401(k) millionaire in 21.5 years.

For those readers with more than $0 in your 401(k), simply find an online compound interest calculator and input your data for your specific results.

The good thing is, all the numbers above can be considered the maximum longest amount of time it will take to get to 401(k) millionaire status in a normal market.

||

I’ve got a 70% Equity / 30% Fixed Income portfolio and expect to earn 9.1% a year based on historical averages.50% Equity / 50% Fixed Income (8.3% historical return): 401(k) millionaire in 21 years.40% Equity / 60% Fixed Income (7.8% historical return): 401(k) millionaire in 21.5 years.For those readers with more than $0 in your 401(k), simply find an online compound interest calculator and input your data for your specific results.The good thing is, all the numbers above can be considered the maximum longest amount of time it will take to get to 401(k) millionaire status in a normal market.

]] in your 401(k), simply find an online compound interest calculator and input your data for your specific results.The good thing is, all the numbers above can be considered the maximum longest amount of time it will take to get to 401(k) millionaire status in a normal market.

in your 401(k), simply find an online compound interest calculator and input your data for your specific results.

The good thing is, all the numbers above can be considered the maximum longest amount of time it will take to get to 401(k) millionaire status in a normal market.

Search for consolidating 401 k plans:

consolidating 401 k plans-36consolidating 401 k plans-68

Of course, historical returns cannot guarantee future returns, but after a 10-20 year period of investing in your 401(k), your average annual portfolio return will likely begin to mimic the historical averages.

Leave a Reply

Your email address will not be published. Required fields are marked *

One thought on “consolidating 401 k plans”