Consolidating my student loans

We put together this guide to help you get information on all of the best student loan refinance lenders so you don't have to jump around to multiple websites.

Once you read through, you'll know how to refinance and consolidate student loans.

This can potentially lower your monthly payment by qualifying for a lower interest rate or extending the loan repayment term.

Keep in mind that extending the repayment term may increase the amount of interest you pay over the life of the loan.

Wells Fargo reserves the right to change rates, terms, and fees at any time.

Your actual APR will depend upon your credit transaction and credit history, and will be determined when a credit decision is made.

Variable interest rates are based on market conditions, so if market rates go up, so do your interest rate and monthly payments.

The automatic payment discount may not change your monthly payment amount depending on the type of loan you receive, but may reduce the number of payments or reduce the amount of your final payment.Finally, the cosigner needs to sign a consent form agreeing to be removed from the loan.To learn more about our cosigner release benefit eligibility or if the borrower is interested in applying for a cosigner release, please contact our office at .However, a cosigner is not required in order to apply.A cosigner is someone who shares responsibility with the borrower for repaying the loan.

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When you consolidate multiple student loans or refinance a single student loan, you may receive a lower monthly payment with a reduced interest rate or an extended repayment term.

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